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You must take the time to practice presenting your case to the bank or lender to iron out any glitches. Practice o-n your colleagues and family (you never know, they might be so impressed, they'll invest or lend!). It may help to role play the Lender and come up with as many pointy questions as possible. The more time you take the better your chances will be. (But Remember don¡¯t fall into the analysis paralysis trap!)