Home Loans
Reviews of on-line companies that offer home loans
I was looking to do home mortgage refinancing and I found a ridiculous amount of information on the internet. After reading and reading, I realized it would be nice if someone had all of this information organized in one place - with objective comments and reviews of the various companies that offer online loans. So here is my attempt. If you have information or feedback relevant to this topic, please forward it along to me and I'll be sure to add it here when I update the site.

From their website:
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My observations: They offer a variety of services, including New Home Loans, Refinance, Home Equity Loans, Home Improvement Loan, Debt Consolidation Loans, and Equity Credit Lines. They have a very simple form to fill out that takes about 5 minutes. They then search their database of lenders and up to 4 of them will contact you with their rates, etc. Seems to me to be a very simple and quick way to get started with multiple quotes.

Get Your Home Refinance Quote in Just ONE Minute

iMortgageCentral mission is simple - Use technology and the Internet to save you money and save you time. But they take it one step further by making it as simple as possible. Just fill out an easy one page form and they use proprietary software and a database of over 1500 lenders, insurance agents and credit counselors across the country to locate the perfect professional to meet your exact needs and get you the lowest rate. This all happens instantly with the click of the mouse. This service is completely free and you are under no obligation to accept any of the quotes or services provided by their lenders and agents.

Home Loans Australia

Refinance Today and Save! GoApply.com - From their website:

Because we know how important it is for our customers to obtain a loan FAST, most of our Accredited Brokers and Lenders have streamlined the process with "desktop underwriting". This allows them to complete the process with minimum overhead, thus passing the cost savings on to our customers.

Browse our site and view our many product & service offerings. Try one of our loan calculators to see how much MONEY you can save. Isn't it time to give GoApply a try? Fill out our free and easy online application form and receive up to three offers within 24 hours.

They offer an easy application and you will get free no obligation offers.

Quicken Loans - From their webiste:

One of the nation's leading home mortgage lenders, Quicken Loans offers simple, convenient, quick and dependable home loans. We've got the financing that fits your needs and we get it to you fast. And, we get you the help and information you need to make the best, most-informed home financing decision.

What I found: They offer home buying loans, home equity loans, and refinancing. You can apply in 30 seconds. They also have Mortgage Calculators.

PremierEquity.com - From their website:

PremierEquity products are offered by Irwin Union Bank and Irwin Home Equity. Irwin Union Bank and Irwin Home Equity are part of the Irwin Financial Corporation with a 130-year tradition of financial excellence. Irwin companies originated over $12 billion in mortgages in 2002, and serve the needs of more than 200,000 homeowners nationwide.

We offer a wide variety of mortgage products ranging from fixed rate equity loans, flexible lines of credit to first mortgages, all of which are customized to each borrower's unique needs and qualifications.

What I could find: They offer a variety of products including fixed rate home equity loans up to 125% of your homes value, lines of credit up to 125% of your homes value, and first mortgages. Somewhat lengthy application to get started.

Ameriquest Mortgage- From their website:

Consolidate your high-interest debt. Consolidate high-interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.*

Get extra cash. Refinancing can give you extra cash for the things you've always wanted to do. Like taking that long-deserved vacation, or paying for a college education. It's your choice.

Home Improvement Loans. Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.

You'll get your money fast. We close loans in as little as 10 days.?

24 hour preliminary approval. You'll know if you qualify in as little as one day.

We're right in your neighborhood. With over 1,500 loan officers in over 200 locations, we combine nationwide strength with the knowledge and friendliness of a local business.

Take a 30-day break from payments. Your first payment is usually not due for 30 days or more.

and:

Even if others have turned you down, Ameriquest wants to give you the respect and credit you deserve.

Hard to prove income. We have home loans that don't require traditional income documentation.

Too much existing debt. Conventional lenders will turn you down if they think you have too much debt. At Ameriquest, our flexible lending standards let us look at you as an individual.

Less-than-perfect credit. We specialize in debt consolidation even if your credit is not perfect. You're not alone. We can help.

Bankruptcy or Foreclosure. Even if you've had a bankruptcy or foreclosure in the past, we'll work hard to help you get the cash you need.

What I found: Founded in 1980, and they are a HUGE company. They also have some nice loan calculators at their site.

Click here for your no obligation quote now! From their website:

At This site, we understand the hassles and frustrations involved with shopping for mortgages. Staffed with experienced mortgage, internet, and marketing professionals, we have combined our knowledge and expertise in providing the most convenient service to consumers in the search for competitive mortgage rates and excellent service. Researching the market for many years, we have found those companies who have proven reliability, commitment, dedication, and quality on a consistent basis. Never before has a network of lenders been more eager to find the loan package best suited for each clients' special circumstance.

We encourage you to take the five minutes needed to fill out the pre-application for your state. With no fees, commitments, memberships or obligations, Zippycheck.com is a risk free service.

What I found: The form to fill out really should take less than 5 minutes. The company will then contact you with up to 3 loan quotes.